Our Loans

We offer Two Loan Products

Our products are tailored for both individuals and businesses

Personal Loans - Unsecured

When applying for our personal loan, we consider the following criteria:

Personal Details
Loan Details
Bank Details
Savings
Entitlements
Terms & Conditions

SME Loans - Secured

When applying for our SME loan, we consider the following criteria:

Cashflow assessment
Collateral (valuation)
Invoice/Quotation from supplier
Repayment Agreement
Funding
Terms & Conditions

Finance Loans for Business and Persons

We are flexible in our loan assessment as long as we have enough information

General Requirements

Loan Criteria & Eligibilities:

Permanent employment
Minimum of 12 months with current employer
Net salary above 50% cut off mark

Required Documents:

Signed Application Form & Loan Agreement
Signed Irrevocable Salary Deduction Authority/PVA
Confirmation Letter from Employer/HR dept
Two (2) Original copy of latest payslips
Copy of current ID card
Copy of latest bank statement or ATM printout
Latest loan statement from other finance companies (if applicable)

(Changes may occur without notice.)

Loan Application Process

The loan application process is simple and straightforward. You can apply for a loan online or contact an agent to assist you. Please find the nearest agent you from our agents list.

Once you have submitted your application, we will review it and get back to you within 24 hours. If your application is successful, we will disburse the loan to your account within 48 hours.

Online Application Process

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